As competition intensifies in digital lending, community and regional banks are looking for ways to modernize without overhauling their existing systems. That demand is creating opportunities for fintech infrastructure providers focused on different parts of the lending process.
Jifiti and Peach Finance have entered into a strategic partnership to offer banks an integrated lending infrastructure that spans both loan origination and servicing.
The partnership brings together Jifiti’s embedded lending and automated onboarding capabilities with Peach Finance’s API-first servicing platform. The combined system is designed to help financial institutions launch digital lending products faster while maintaining oversight of compliance, customer experience, and operational workflows.
The companies say the structure allows banks to scale lending programs over time without needing to replace core systems as their offerings expand.
“This partnership reflects how modern lending infrastructure should be built — modular, API-driven, and designed for the full lifecycle,” said Eddie Oistacher, CEO at Peach Finance. “Together with Jifiti, we’re enabling banks to launch faster, operate more efficiently, and scale with confidence.”
The two companies have already collaborated with financial institutions seeking to bring new credit products to market and upgrade aging lending infrastructure.
Under the arrangement, Jifiti provides onboarding flows, digital loan applications, underwriting orchestration, product configuration, and integrations across merchant and digital channels. Peach Finance acts as the servicing system of record, handling everything from loan booking and repayment management to reporting and compliance functions.
“Banks today need to move quickly to give customers the financing experience they’ve come to expect — instant access at their moment of need, digital experiences, automated repayments,” commented Yaacov Martin, CEO at Jifiti. “Our partnership with Peach Finance enables us to deliver a compliant, end-to-end solution — combining intelligent origination with a powerful servicing backbone.”
The partnership reflects a broader shift in banking infrastructure, where financial institutions are increasingly adopting modular fintech tools instead of relying on monolithic systems. For regional and community banks, that approach may offer a more practical route to competing with larger digital lenders and fintech-native platforms.
